![]() Though it doesn’t come with many extra features, the Cabela’s CLUB Mastercard does have a few extra perks. Even though the Cabela’s purchase APR is reasonable, the interest can still add up quickly on a larger purchase. But if financing a large purchase is your top priority, you might be better off signing up for a card with a 0 percent introductory APR for the first few months. If you want to use your Cabela’s card to finance a larger purchase at the store and pay it over time, this could be a perk. Users are only charged 9.99 percent on qualifying purchases. While the regular APR on the Cabela’s CLUB Mastercard is high, you do get a relatively low APR on Cabela’s and Bass Pro Shops purchases. Points can also be stacked with other coupons and discounts, so be sure to visit the clearance section when you’re shopping in-store and online. And while points can only be redeemed for Cabela’s or Bass Pro Shops merchandise (standard procedure for most retail cards), they don’t expire. Unlike many of its counterparts in the retail category, there’s no waiting to cash in your points - you can instantly redeem them at the time of purchase with your CLUB Rewards card. One bright spot with the Cabela’s CLUB Mastercard is that its redemption rules are more flexible than that of the average store credit card. However, redemption options are slim, which detracts from the appeal. StatusĢ points per dollar at Cabela’s and Bass Pro Shopsģ points per dollar at Cabela’s and Bass Pro Shopsĥ points per dollar at Cabela’s and Bass Pro ShopsĮach Cabela’s point is worth one cent, which is comparable with other rewards programs. Spend an extra $15,000 - for an eye-opening annual total of $25,000 - to reach the Black tier and score 5:1 rewards. However, Silver cardholders, who are upgraded when they reach an annual Cabela’s spend of $10,000, earn 3:1 points on their Cabela’s purchases. Everyone starts out with a Classic card, which offers the aforementioned 2:1 rewards on Cabela’s purchases. Tip: Since Classic card membership doesn’t automatically qualify you for a higher earning rate at Cabela’s, you should consider applying for a cash back card that offers rewards on Cabela’s purchases if you don’t meet the $15,000 spend requirement for Cabela’s Silver tier status.Įarn more as you spend more with membership tiersĬabela’s Club cardholders do have the opportunity to earn better rewards, but advancing to those higher tiers won’t be easy for most. The one major difference between the credit card and regular Rewards card, then, is the ability to earn 2 percent at Cenex locations and 1 percent rewards on other purchases - a rate that, frankly, is easily matched or beaten by many cash back cards that also happen to boast more flexible redemption options.Įven the biggest Cabela’s fan is most likely better off sticking with the store’s loyalty program and signing up for a separate cash back card for everyday purchases. Here’s the thing: Members of Cabela’s Outdoor Rewards loyalty program already earn 2 percent on their Cabela’s purchases, regardless of how they pay. ![]() ![]() It also offers 1 point for every dollar you spend everywhere else. Earning Cabela’s pointsĪ major downside to the Cabela’s CLUB card is its rewards program, which awards just 2 points per dollar on Cabela’s and Bass Pro Shops purchases and on purchases made at participating Cenex gas stations and convenience stores. You earn your first $20 in points immediately upon approval, an extra $20 after 2 Bass Pro Shops or Cabela’s purchases within 60 days of account approval, and $20 more after 3 purchases anywhere else Mastercard® is accepted within 60 days of account approval. The sign-up bonus on the Cabela’s CLUB Mastercard is nothing special – only worth up to $60 in points – but the spend threshold is moderately easy to reach. Finally, a potentially sky-high APR and paltry rewards on outside purchases definitely make the Cabela’s CLUB card unsuitable for day-to-day use. ![]() While hunting, shooting, fishing and camping enthusiasts have an opportunity to benefit from the Cabela’s CLUB Mastercard credit card, the card’s low baseline rewards, small sign-up bonus and exorbitant spending requirements to enjoy its full value leave much to be desired.Īn easy-to-navigate redemption program might be its biggest selling point, but you won’t really benefit from that unless you’re willing to make a significant investment in your outdoor hobbies and activities (or already do). Get personalized offers from our partners in seconds.Ĭabela’s CLUB Mastercard Review: More Details Find card offers for you: This card is not currently available on , but you can still find a great card offer for you! Our CardMatch tool can help match you with prequalified offers and cards that align with your credit history – with no harm to your credit score.
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